Personal Loans in Sacramento, CA

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

1421 28th St #313, Sacramento, CA 95816

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(279) 529-5761

Customer Reviews

Excellent

4.7

Jayvion Q.

12 months ago

I got turned away by a couple of banks because of my credit score, and I didn’t know where else to go. Luckily, I found Primo Personal Loans in Sacramento. Alice helped me—she didn’t treat me like I was just a number but like a real person trying to get back on track. She told me about my choices in a clear and honest way. The approval was quicker than I thought it’d be. Clearer info on their website about what documents you need would be a great improvement.

Grace S.

1 year ago

I had a sudden medical bill that I couldn’t ignore, so I searched for the best quick cash loans available. The process was straightforward and I appreciated how the staff treated me with respect. It truly made a stressful time easier to manage.

Asia I.

1 year ago

I needed a short-term financial boost and came across Primo Personal Loans while searching for credit lending options in Sacramento. Alice greeted me with a smile and genuine concern for my situation. She wasn’t pushy or overly formal, which made it much easier to ask questions. I was approved within the hour and didn’t feel overwhelmed by the terms. The space was clean, professional, and easy to find. If they added a chat feature online, it would help with quicker pre-visit questions. Still, very satisfied with how things went.

Eli T.

2 years ago

I have bad credit but Primo Personal Loans didn't treat me like a second-class citizen. They looked past my poor credit score and set me up with a loan that worked for my situation.

bo K.

2 years ago

I was in a desperate financial predicament and needed money quickly. The internet fast payday loan solution offered by this company saved the day. I received the money in a few hours thanks to the easy and quick process. I appreciate your consistent financial assistance!

Corbin G.

2 years ago

The loan service I found for bad credit home loans provided a lifeline, offering competitive rates & a supportive approach. Their understanding staff and efficient process made it possible for me to secure the mortgage I needed despite my credit challenges, making them my top choice for anyone in a similar situation.

Vintage G.

3 years ago

Primo Personal Loans💴 can make financial assistance possible in difficult times. Online applications for Illinois bad credit personal loans and payday loans without collateral are simple. Easy instant internet cash loans. My application was approved and I got the money in hours. Excellent beyond words.

Debra M.

3 years ago

When I found myself facing a tight financial situation, the instant cash lenders in Sacramento from this company were a true lifesaver. Their process was incredibly swift, and within a matter of minutes, I had the funds I required. I can't express my gratitude enough for their prompt assistance! Thanks a lot!!

Trygve V.

3 years ago

Amazingly helpful people who know their stuff. Personal loans for college students without a cosigner Service to customers is unparalleled. If you need quick cash, don't hesitate to use this simple payday lending service.💴

Jon K.

3 years ago

Kim, one of the staff members, made me feel so at ease and secure in her care that I will be recommending her to everyone I know. I felt much more comfortable moving forward with your company after investigating other loan options in town. Thank you so much for helping me out with personal loans for international students, Kim.

About Our Sacramento Location

Our Primo Personal Loans store at 1421 28th St #313 serves borrowers across Sacramento and the surrounding California area. Staff here handle personal installment loans and payday loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (279) 529-5761 to check what documents to bring, or start online and finish at this Sacramento location. Decisions are typically returned the same business day.

Know Before You Borrow in California

These are the California limits for personal installment loans.

Up to 36%

Max APR (tiered)

$10,000

Loan Amount

6 months to 1.5 years

Loan Term

Required

Lender License

May apply

Prepayment Penalty

California caps APR in tiers by loan amount. The full schedule is on the California loan rules page linked below.

Governing law: Cal. Fin. Code § 22303, § 22304.5 · See complete California installment loan rules →

More Resources

Explore more of Primo Personal Loans in Sacramento, California: Personal Installment Loans in California.

Have a general question about personal installment loans and payday loans? See our Loan FAQ.