Personal Loans in Clearwater, FL

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

1896 N Highland Ave #6, Clearwater, FL 33755

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(727) 597-5980

Customer Reviews

Excellent

5.0

Cintia F.

12 months ago

They did it!

Thomasina L.

12 months ago

I was concerned about being cheated, so I looked for legitimate loan companies in Clearwater and found Primo Personal Loans. They put me at ease immediately. The process was fast, and they explained everything clearly; no hidden fees or fraudulent business.

Robert L.

12 months ago

They did it

Sarah J.

1 year ago

After getting turned down by a few banks, I was frustrated and unsure where to turn. I walked into Primo Personal Loans in Clearwater and was greeted by Bruce, who had a calm and helpful presence. He offered me an income-based option that fit perfectly with my freelance earnings. The terms were fair, and I left with peace of mind. A few more payment method options would be great, but I’d absolutely recommend this place to anyone looking for a fast and respectful lending process.

Kimberly S.

1 year ago

Having bad credit feels like a constant wall in your way. I didn’t expect much when I searched for a real loan for bad credit in Clearwater, but Primo Personal Loans was different. Bruce actually talked to me like a person, not a problem. He helped me figure out a plan that fit my current situation and didn’t push me into borrowing more than I could handle. It would be helpful if they had a mobile app, but the personal service was top-notch.

Amya K.

1 year ago

I recently moved to Clearwater and was between jobs when an unexpected car repair came up. I needed fast cash loans today and found Primo Personal Loans. Bruce was incredibly kind — he listened without judgment and explained all my options clearly. I qualified for an income-based personal loan, and the approval was quicker than I expected. If they added a website feature to upload documents ahead of time, it could make the process even smoother. Still, I left there feeling seen and supported.

Jaxon S.

1 year ago

Kyle explained everything clearly.

About Our Clearwater Location

Our Primo Personal Loans store at 1896 N Highland Ave #6 serves borrowers across Clearwater and the surrounding Florida area. Staff here handle personal installment loans and payday loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (727) 597-5980 to check what documents to bring, or start online and finish at this Clearwater location. Decisions are typically returned the same business day.

Know Before You Borrow in Florida

These are the Florida limits for personal installment loans.

Up to 30%

Max APR (tiered)

$25,000

Loan Amount

Varies

Loan Term

Required

Lender License

No penalty

Prepayment Penalty

Florida caps APR in tiers by loan amount. The full schedule is on the Florida loan rules page linked below.

Governing law: F.S. 516.031 · See complete Florida installment loan rules →

More Resources

Explore more of Primo Personal Loans in Clearwater, Florida: Personal Installment Loans in Florida.

Have a general question about personal installment loans and payday loans? See our Loan FAQ.