Personal loans are valuable financial resources that can be used for the following purposes:
- Consolidating debt
- Managing unexpected expenses like medical bills and funeral costs
- Funding significant life events like weddings, vacations, and home renovations
These loans are typically unsecured, meaning they don't require collateral such as your home or car title.
Before making a loan inquiry, prospective borrowers will need to prepare the following documents:
- Valid government-issued IDs
- Pay stubs
- Bank statements
- Tax returns
- Proof of residency
- Social Security Number
When applying for a personal loan in Houston, remember these key legal limits:
- Legal Maximum APR: 10%, unless participants agree to a higher rate
- Minimum Loan Amount: $500
- Maximum Loan Amount: $100,000
- Repayment Term: 12 – 60 months
Take charge of your financial future. Start the loan inquiry process by completing our online inquiry form now.