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Home > New Jersey > Paterson > 1078 Main St

Personal Loans in Paterson, NJ

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

1078 Main St #105, Paterson, NJ 7503

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(862) 416-1907

Customer Reviews

Excellent

5.0

Arianna T.

12 months ago

I needed a significant amount of money but was worried about high monthly payments, so a long term installment loan in Paterson was the perfect solution. The extended repayment plan made my payments affordable and took so much pressure off my budget. I'm grateful for a manageable option that allowed me to cover a major expense.

Zoey H.

12 months ago

Getting funds quickly was difficult until I found this service offering fast money loans without any fuss. The approval process was smooth and timely, with money available almost immediately. It was a great help when time was tight.

Aria W.

12 months ago

Brittany was very professional.

William H.

12 months ago

This was truly an easy to get personal loan no heavy paperwork or long waits. I applied during lunch and had the money ready to use by the evening.

Tyler J.

12 months ago

I was in a tight spot and knew I need a loan in Paterson, so I reached out to this loan service right away. Everything moved quickly and the staff was genuinely helpful, turning what could have been a stressful experience into a smooth and reassuring one.

About Our Paterson Location

Our Primo Personal Loans store at 1078 Main St #105 serves borrowers across Paterson and the surrounding New Jersey area. Staff here handle personal installment loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (862) 416-1907 to check what documents to bring, or start online and finish at this Paterson location. Decisions are typically returned the same business day.

Know Before You Borrow in New Jersey

These are the New Jersey limits for personal installment loans.

See state law

Max APR

$50,000

Loan Amount

Varies

Loan Term

Required

Lender License

May apply

Prepayment Penalty

Governing law: NJ Rev Stat § 17:11C-32 (2025) · See complete New Jersey installment loan rules →

More Resources

Explore more of Primo Personal Loans in Paterson, New Jersey: Personal Installment Loans in New Jersey.

Have a general question about personal installment loans? See our Loan FAQ.

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1008 Gervais St STE 101, Columbia, SC 29201 | (803) 674-5822

Obtaining a loan through Primo Personal Loans requires meeting our standard underwriting criteria. The interest rate, repayment schedule, and fees associated with your loan depend on state regulations and your individual financial circumstances. Loan availability varies by state, and not all applicants will qualify for the full amount requested. Applicable terms and conditions govern every loan product we offer. These products are intended exclusively for short-term financial needs and should not be treated as a substitute for long-term financial planning. Borrowers who are experiencing financial hardship should consider speaking with a licensed credit counselor before taking on additional debt. For applications submitted online, we may need to verify the information you provide, which could delay the release of funds by up to two business days.

An application submitted to Primo Personal Loans will not affect your FICO® Score. We may, however, obtain a report from a non-traditional consumer reporting agency. Such a report could have an effect on your profile with that agency, but it will not impact your FICO® Score.

IMPORTANT — USA PATRIOT ACT DISCLOSURE: Under Federal law, financial institutions are required to obtain, verify, and record information that identifies each person opening an account. As part of this requirement, we will collect your name, physical address, date of birth, and additional identifying information. We may also request a copy of your driver's license or another government-issued identification document.

Accessibility: If you are using assistive technology or are having difficulty with any part of this website, please reach out to us at (803) 674-5822 so we can help.

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