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Home > Ohio > Dayton > 1023 S Smithville Rd

Personal Loans in Dayton, OH

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

1023 S Smithville Rd #23, Dayton, OH 45403

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(937) 828-5440

Customer Reviews

Excellent

4.7

Olivia R.

11 months ago

Working with these loan settlement companies made managing my debt so much easier. They negotiated on my behalf quickly and I felt supported every step of the way.

Adrian M.

1 year ago

Finding trustworthy **private loan lenders in Dayton** isn’t always easy, but Camille at **Primo Personal Loans** made me feel comfortable from the moment I walked in. She was upfront about the loan process and worked with me to find a solution despite my credit issues. The approval was faster than I expected, and the money helped me cover some urgent bills. I think the office could improve by offering weekend hours for people who work weekdays, but the friendly and honest service made up for it. I’d recommend them to anyone needing a loan without hassle.

Isiah Z.

1 year ago

I was nervous about applying for a loan because of my bad credit, but **Primo Personal Loans in Dayton** made the process surprisingly easy. Camille was very patient and explained all my options for **personal loans with bad credit in Dayton** without using confusing terms. She really took the time to listen to my situation and helped me find a loan that fit my budget. The office felt welcoming and professional, though a few more chairs in the waiting area would be nice. Overall, it was a positive experience, and I felt supported every step of the way.

Carlos G.

3 years ago

In the age of digital everything,this loan company stands out with its seamless online approval process.I applied for a personal loan online,and the approval came through faster than I expected.The convenience of securing a loan without leaving my home was a game-changer for me.

Thaddeus M.

3 years ago

I was skeptical about getting a loan because I have bad credit, but this service made the process surprisingly easy and stress-free. The understanding team not only approved my loan but also provided reasonable terms, giving me the financial support I needed.

ana S.

3 years ago

Primo Personal Loans simplified bad-credit personal loans. The staff responded quickly to my questions. They negotiated the best loan and interest rate for me. Anyone needing a pink slip loan should use this lender.

Stuart M.

3 years ago

When I needed money and my credit was less than stellar, I turned to a company that offered me direct payday loans for bad credit. Primo Personal Loans is a reputable online lender that provides payday advances without a credit check. You can trust this personal debt consolidation loans service.

Laura O.

3 years ago

I was unable to get in touch with several people via phone on the day I uncovered the attempted theft of my account. I went for legitimate online personal loans for the best personal loans for a high debt-to-income ratio and after leaving a few messages, the friendly manager at Primo Personal Loans called to check how things were going with the technical difficulty.👍

About Our Dayton Location

Our Primo Personal Loans store at 1023 S Smithville Rd #23 serves borrowers across Dayton and the surrounding Ohio area. Staff here handle personal installment loans and payday loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (937) 828-5440 to check what documents to bring, or start online and finish at this Dayton location. Decisions are typically returned the same business day.

Know Before You Borrow in Ohio

These are the Ohio limits for personal installment loans.

25%

Max APR

Varies

Loan Amount

Varies

Loan Term

Required

Lender License

No penalty

Prepayment Penalty

Governing law: OH Rev Code § 1321.68 (2025) · See complete Ohio installment loan rules →

More Resources

Explore more of Primo Personal Loans in Dayton, Ohio: Personal Installment Loans in Ohio.

Have a general question about personal installment loans and payday loans? See our Loan FAQ.

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1008 Gervais St STE 101, Columbia, SC 29201 | (803) 674-5822

Obtaining a loan through Primo Personal Loans requires meeting our standard underwriting criteria. The interest rate, repayment schedule, and fees associated with your loan depend on state regulations and your individual financial circumstances. Loan availability varies by state, and not all applicants will qualify for the full amount requested. Applicable terms and conditions govern every loan product we offer. These products are intended exclusively for short-term financial needs and should not be treated as a substitute for long-term financial planning. Borrowers who are experiencing financial hardship should consider speaking with a licensed credit counselor before taking on additional debt. For applications submitted online, we may need to verify the information you provide, which could delay the release of funds by up to two business days.

An application submitted to Primo Personal Loans will not affect your FICO® Score. We may, however, obtain a report from a non-traditional consumer reporting agency. Such a report could have an effect on your profile with that agency, but it will not impact your FICO® Score.

IMPORTANT — USA PATRIOT ACT DISCLOSURE: Under Federal law, financial institutions are required to obtain, verify, and record information that identifies each person opening an account. As part of this requirement, we will collect your name, physical address, date of birth, and additional identifying information. We may also request a copy of your driver's license or another government-issued identification document.

Accessibility: If you are using assistive technology or are having difficulty with any part of this website, please reach out to us at (803) 674-5822 so we can help.

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