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Home > Ohio > Youngstown > 3618 Market St

Personal Loans in Youngstown, OH

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

3618 Market St b1, Youngstown, OH 44507

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(234) 294-1326

Customer Reviews

Excellent

5.0

Sam S.

12 months ago

Getting a direct loan for bad credit through this company was quick and efficient. They offered clear terms and didn’t overcomplicate the process. A dependable choice for anyone looking to secure funding despite a low credit score.

Leo T.

12 months ago

Short wait

Lillianna M.

1 year ago

I’d been juggling multiple small debts and it was becoming overwhelming. I looked for the best rated debt consolidation companies in Youngstown and came across Primo Personal Loans. Emily sat down with me and actually listened. She offered a solution that helped me combine my debts into one simple payment. It gave me breathing room again. A welcome packet with financial tips would be a nice bonus, but even without that, I felt empowered and less alone after speaking with her.

Ryder J.

1 year ago

I had to make a same-day payment on my car insurance and was short on cash. I looked up quick cash loans same day in Youngstown and found Primo. Emily greeted me with a smile and walked me through the process step by step. No pressure, no judgment — just real help. I had the money I needed in less than an hour. I’d suggest offering a quick quote tool online, but overall the service felt honest and supportive.

Shannon G.

1 year ago

Donna made me feel comfortable.

About Our Youngstown Location

Our Primo Personal Loans store at 3618 Market St b1 serves borrowers across Youngstown and the surrounding Ohio area. Staff here handle personal installment loans and payday loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (234) 294-1326 to check what documents to bring, or start online and finish at this Youngstown location. Decisions are typically returned the same business day.

Know Before You Borrow in Ohio

These are the Ohio limits for personal installment loans.

25%

Max APR

Varies

Loan Amount

Varies

Loan Term

Required

Lender License

No penalty

Prepayment Penalty

Governing law: OH Rev Code § 1321.68 (2025) · See complete Ohio installment loan rules →

More Resources

Explore more of Primo Personal Loans in Youngstown, Ohio: Personal Installment Loans in Ohio.

Have a general question about personal installment loans and payday loans? See our Loan FAQ.

What are you waiting for?

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1008 Gervais St STE 101, Columbia, SC 29201 | (803) 674-5822

Obtaining a loan through Primo Personal Loans requires meeting our standard underwriting criteria. The interest rate, repayment schedule, and fees associated with your loan depend on state regulations and your individual financial circumstances. Loan availability varies by state, and not all applicants will qualify for the full amount requested. Applicable terms and conditions govern every loan product we offer. These products are intended exclusively for short-term financial needs and should not be treated as a substitute for long-term financial planning. Borrowers who are experiencing financial hardship should consider speaking with a licensed credit counselor before taking on additional debt. For applications submitted online, we may need to verify the information you provide, which could delay the release of funds by up to two business days.

An application submitted to Primo Personal Loans will not affect your FICO® Score. We may, however, obtain a report from a non-traditional consumer reporting agency. Such a report could have an effect on your profile with that agency, but it will not impact your FICO® Score.

IMPORTANT — USA PATRIOT ACT DISCLOSURE: Under Federal law, financial institutions are required to obtain, verify, and record information that identifies each person opening an account. As part of this requirement, we will collect your name, physical address, date of birth, and additional identifying information. We may also request a copy of your driver's license or another government-issued identification document.

Accessibility: If you are using assistive technology or are having difficulty with any part of this website, please reach out to us at (803) 674-5822 so we can help.

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