Personal Loans in Rock Hill, SC

What to bring

Valid government-issued photo ID
Proof of income (recent pay stub, benefits statement, or bank deposit history)
Proof of address (utility bill, lease, or similar)
Active checking account for funds and payments

Exact requirements can vary by state and by the amount requested; store staff will confirm what applies to your loan.

Address

128 Caldwell St #1010, Rock Hill, SC 29730

Open hours

Mon – Fri:

7am – 8pm

Sat - Sun:

9am – 6pm

Phone Number

(803) 974-7622

Customer Reviews

Excellent

5.0

Ruth B.

1 year ago

After getting turned down by a bank, I didn’t give up and tried Primo again for a personal loan suited for bad credit with installments. Emery was a lifesaver and helped me out. One thing I would suggest is extending office hours to cater to those of us who work late and can't make it during standard times.

Sarah L.

1 year ago

Honestly, my experience with loans at Primo was one of the least stressful I’ve encountered. I was looking for no-hassle personal loans, and Emery kept things laid-back yet professional. I walked out with what I needed and a repayment plan that suited my situation perfectly. The local, friendly vibe was definitely a bonus.

Cameron S.

1 year ago

I applied online for a personal loan with installment payments, and when I arrived, all the paperwork was ready for me. Emery provided clear info and didn’t give a sales pitch. I was presented with various choices and felt no pressure. My only suggestion is for them to develop a mobile app to manage payments; other than that, the service was outstanding.

Bradley C.

1 year ago

Looking for a loan with bad credit can feel a bit daunting, but I was pleasantly surprised when I walked into Primo Personal Loans Rock Hill. Emery treated me like a real human being rather than just another statistic. He took the time to break down how personal loans work in ways I could easily understand, and before I knew it, I was approved. If they could just offer Saturday hours, that’d be awesome, but I really can’t complain!

Roxanne F.

1 year ago

I am a solo parent and needed help with the expense of back to school. The majority did not help me, but Primo of Rock Hill, SC offered personal loans for minorities and were very helpful. Emery was helpful and made me feel assured of my choice. This business should be more well-known.

Michael G.

1 year ago

Applied online for a personal loan with installment payments, and everything was ready when I walked in. Emery was friendly, fast, and didn’t give me a sales pitch. Just clear info and choices. I wish they had a mobile app to manage payments, but service-wise, they nailed it.

James G.

1 year ago

Had some urgent car repairs and no savings to cover it. My credit is terrible, but Primo offered personal loans for horrible credit, and Emery made the whole process smooth. He didn’t make me feel bad, and I appreciated that. I got a fair repayment plan too. Highly recommend!

Barbara B.

1 year ago

Found them when searching for no hassle personal loans and they definitely lived up to it. Quick, easy, and no long waiting. Emery was respectful and got me approved with minimal paperwork. The office could use a few more comfy chairs, but the process itself was top-notch.

Linda J.

1 year ago

I’m self-employed and had a hard time finding a lender that took me seriously. I found Primo while looking for personal loans for minorities, and they really seemed to get my situation. Emery listened and worked out a plan for me. It’d be nice to see a few more loan options online.

Alberta A.

1 year ago

I was skeptical because I’ve been denied loans due to credit before. But Primo in Rock Hill came through. I needed a personal loan with installments, and Emery found one that worked with my paycheck cycle. He explained everything in plain English and didn’t pressure me. Really appreciate that.

About Our Rock Hill Location

Our Primo Personal Loans store at 128 Caldwell St #1010 serves borrowers across Rock Hill and the surrounding South Carolina area. Staff here handle personal installment loans and payday loans in person, so you can bring your paperwork to the counter and ask questions before you sign anything.

Call (803) 974-7622 to check what documents to bring, or start online and finish at this Rock Hill location. Decisions are typically returned the same business day.

Know Before You Borrow in South Carolina

These are the South Carolina limits for personal installment loans.

Up to 25%

Max APR (tiered)

$7,500

Loan Amount

5 years

Loan Term

Required

Lender License

No penalty

Prepayment Penalty

South Carolina caps APR in tiers by loan amount. The full schedule is on the South Carolina loan rules page linked below.

Governing law: SC Code § 34-29-140 · See complete South Carolina installment loan rules →

More Resources

Explore more of Primo Personal Loans in Rock Hill, South Carolina: Personal Installment Loans in South Carolina.

Have a general question about personal installment loans and payday loans? See our Loan FAQ.